About Us

Our Story

In September of 2008, industry phenomenon Kim Nelson founded a mortgage company at the height of a financial crisis, confident she could bring a better option for consumers’ mortgage experience. Beginning with only 10 employees, the company originated loans as a brokerage, primarily utilizing BankSouth as a warehouse line. Through this interaction, Harold Reynolds, CEO of BankSouth, and Kim began to realize the entities both offered each other a complementary partnership with aligned strategic goals, vision, and principals.

In February 2011, BankSouth opened BankSouth Mortgage. Today, Kim Nelson leads the bank’s mortgage company subsidiary with more than 200 employees. Over the past decade, BankSouth and BankSouth Mortgage have worked to provide greater market coverage and comprehensive products and services, building its brand reputation on a promise of mortgage excellence.

BankSouth Mortgage is backed by one of the top performing community banks in the nation and offers premier mortgage services with 12 locations and a wide area network of strategically placed “best in class” loan originators in the southeast.

Products and Services

Serving customers primarily in the Southeast, BankSouth Mortgage specializes in Conventional, Jumbo, FHA, VA, USDA, and Home Equity Loans, as well as Refinances, Second Mortgages and Custom and Home Improvement Loans. BankSouth Mortgage has mortgage branches in Atlanta, Milton, Kennesaw, Gwinnett, Peachtree City, Athens, Augusta/Evans, Savannah, Lake Oconee, Statesboro and Seneca, South Carolina.


We have 12 branch offices located throughout the state of Georgia and one in South Carolina to serve you. Check out our locations to find an office near you. You can also apply online.

BankSouth Mortgage Core Values

Want to know who we are? Here's what drives us:

  • Community

    Community is at the heart of BankSouth Mortgage. We believe in the Golden Rule and treat you the way we would want to be treated.

  • Commitment

    Work half done is no work at all. Our job isn't over until you receive the keys to your new home, and if we make a promise, we deliver - no if's, and's, or but's.

  • Cohesion

    Your mortgage banker is just your face-to-face point of contact for the process. Behind them is the entire BankSouth Mortgage team ready to do what it takes to get the job done right.

  • Commendation

    The BankSouth Mortgage team of professionals is the best in the business. We go to great lengths to recognize their efforts to deliver on our motto "Experience Mortgage Excellence."

Get Started

Ready to get started? Let us help find a loan that works for you.

Apply Now