Preapproval Is Easy

All the Tools You Need. All in One App. 

Make your part of getting a loan easy, and leave the hard work to us.

Download ReadyLoan® today!


Experience Mortgage Excellence. Experience how simple and convenient the loan process can be.

Whether you’re a first-time homebuyer, a current homeowner looking to refinance or purchase again, or a real estate agent with clients ready to buy, the ReadyLoan®‚Äč app from BankSouth Mortgage has features to benefit you.

Calculate Your Mortgage Options

Are you still trying to figure out what you can afford or wondering what your mortgage payments will be? Don’t get stuck waiting! Use the mortgage calculator in your app to try different scenarios.

Scan Encrypted Paperwork

With the ReadyLoan® app, sending documents is easy; simply scan your docs with your device's camera and press send. Plus, it's encrypted and completely secure! Don't fuss with a scanner, fax machine, unsecured emails or trips across town.

Apply for a Loan on Your Phone or Tablet

Don't waste time with paper applications or complicated forms. Simply click a button in your ReadyLoan® app and fill out your loan application from anywhere.

Keep Track of Your Loan Status

You shouldn't need a top-secret clearance to know the status of your loan. With ReadyLoan®, you can check your loan's status anytime by clicking the My Loan button. See which stage of the loan process your loan is in and what steps you have ahead of you.

For Real Estate Professionals

Mobile technology makes it easy to have information at your fingertips. When you partner with BankSouth Mortgage, you’ll have instant access to see where your client is in the loan process with the ReadyLoan® App. The app allows your clients to run their own mortgage calculations, apply for a loan, and send documents quickly for a faster close.

Introducing: AccountChek by FormFree

Get Started

Ready to get started? Let us help find a loan that works for you.

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Down Payment Assistance

Need help with your down payment? BankSouth Mortgage is pleased to offer down payment assistance programs to qualified borrowers

Learn More